Cash Back Credit Cards continue to be worth it

One of the major growth areas of this money tree is with the utilization of cash back credit cards. Closing out September comes with a surprise. I continue to earn the benefits of managing two cash back credit cards.

Cash back credit cards are a great but only for those with a high level of self control and discipline. The first surprise was with a $150 sign on bonus with my Chase card.

The recent surprise comes with my Discover card, earning 10 referral fees of $50 each that was credited to my account for a total of $500 this month, amazing!

I use two cards is because I am selective on which card I use for which type of spending activity and the Discover card makes it easy to manage as they have 5% cash back promotion calendar.

The Chase card as my default unless the spending falls into the Discover 5% promotion type…looking forward to the October-December Discover promotion with Target/Amazon/Walmart…that is easy pickings for me.

Feel free to visit the best ways you can water your very own money tree.