$150 Surprise shakes out from cash back rewards program

As I am preparing the monthly financials for Shake the Money Tree, I came across a very nice surprise worth around $150.00!!! As I mentioned when I was starting to explore what credit card I wanted to use for a primary cash back card, and I ended up going with Chase Freedom Unlimited account.

The main reason I went with Chase was the 1.5% cash back rate on all purchases. With that, I have decided to put all of my available monthly spending on the card to ensure maximum savings. And now completing my first full month, I was plesantly surprised that I was awarded $150.00 in addition to my cash back, what a great way to start.

With my research for that previous post, I also learned that my Discover card offered special 5% rates on certain purchases during different times of the year. Currently they are offering that very attractive 5% cash back rate on all gas stations, Uber and Lyft charges. With that, I decided to put all gas on the Discover card, and everything else goes on the Chase card

As previously mentioned, you need to make sure you pay off the balances in full so that the interest that you would be charged wouldn’t impact your savings opportunities. My next post will be an update on my monthly financials, of which you will see that I made over $228 in just these two cards cash back programs alone.

If you are interested in either of these cards to maximize your cash back options, feel free to explore Chase Freedom Unlimited or Discover